Your Chargeback Setup Can't Handle Your Scale
When you hit $100k+/month, 40% of chargebacks slip through your alerts, and your merchant account starts heading toward the danger zone. Most merchants discover the gaps too late.
Free 30-Minute Audit
We analyze 90 days of your data and show you exactly where you're bleeding
Q4 Ratio Forecast Included
See if you're trending toward 0.75%+ (the danger zone)
If We Find Issues, We Fix Them
Plus fight your chargebacks free through Q4
Trusted by 500+ businesses
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The Scaling Gap That's Bleeding Your Revenue
At $100k+/month, these gaps aren't just costing you money - they're putting your merchant account at risk
Coverage Gap
- •Of chargebacks bypass your alerts
- •Legacy systems miss cross-border disputes
- •New payment methods = new blind spots
"We thought we had alerts. Turns out we were only getting 30% coverage."
Fighting Gap
- •Win rates drop from 60% to 30% at scale
- •Generic responses fail with volume
- •Manual processes can't keep up
"We were just uploading our return policy PDF. It never worked."
Monitoring Gap
- •Ratio blindness until it's too late
- •No early warning systems
- •Q4 spike pushes you toward danger zone
"We hit 0.9% in October and got our 30-day notice. Wish we'd known in August."
The Account Survival Risk
At 0.9% chargeback ratio, you enter VDMP monitoring with $50 per dispute fines. At 1.8%, fines jump to immediate $50 + $25,000 monthly review fees. At this volume, it's not about cost - it's about keeping your merchant account alive.
What Our 90-Day Audit Reveals
Connect your processor, we analyze 90 days of data, and deliver results in 48 hours
Data Collection
- Connect your payment processors in 60 seconds
- We analyze 90 days of transaction data
- Cross-reference with card network databases
Gap Analysis
- Map every missed chargeback opportunity
- Identify ratio trend toward danger thresholds
- Benchmark against similar-scale merchants
The Reveal
- Visual dashboard showing exact bleeding points
- Projected Q4 ratio if nothing changes
- Account survival timeline based on current trajectory
The Reveal Moment
"Once you see the gaps, you can't unsee them."
The audit shows exactly where your current setup fails at scale.
Your Actual Ratio
Not what you think it is - what it actually is based on 90-day rolling calculation
Q4 Forecast
Where you'll be in 90 days if volume increases and nothing changes
Alert Coverage Analysis
Exactly what % of chargebacks you're catching early (most are shocked)
Win Rate Breakdown
Why you're losing disputes you should be winning
Monthly Bleed Amount
Dollar amount you're losing that could be prevented
The Fix
Exactly what needs to happen to plug the gaps
Calculate Your Hidden Chargeback Losses
See how much you're bleeding every month - most merchants are shocked by the numbers
Your Numbers
Your Exposure
These numbers assume your current setup. Our audit typically reveals 40-60% more exposure than merchants expect.
Q4 Forecast: The Ratio Spike That Kills Accounts
If you're at 0.5% ratio now, you'll hit 0.75%+ when volume doubles. That's when processors start sending termination notices.
November-December
Holiday Sales SurgeVolume spikes 2-3x. Chargeback alerts miss 40%+ of disputes due to volume.
January-February
Chargeback TsunamiPost-holiday chargebacks hit. Your ratio jumps from 0.5% to 0.9%+ overnight.
March
Account Termination LettersMerchants discover they're in VDMP monitoring. Account termination letters start arriving.
At this volume, it's not about cost anymore - it's about keeping your merchant account alive.
Real Results from Real Merchants
See how the audit revealed critical gaps and saved their accounts
"The audit showed we were 30 days from account termination. We had no idea."
"Our 'chargeback prevention' was only covering 35% of disputes. Shocking."
"The audit's Q4 forecast showed we'd hit 1.1% by January. Account saved."
The Fix: If We Find Problems, We Solve Them
Free audit shows the gaps. If problems found, we fix them + fight free through Q4.
Our Guarantee
Free Audit
Shows you the exact gaps in your setup
We Fix Them
If problems found, we implement the solutions
Fight Free Q4
Plus we fight your chargebacks free through Q4
If no problems found: You keep the insights and data for free. No pressure.
What We Provide
- Advanced Alert CoverageEthoca + Verifi partnerships with full coverage
- AI-Powered Dispute Resolution91% prevention rate with smart automation
- Real-Time Ratio MonitoringEarly warning system before you hit thresholds
- 24/7 Automated DeflectionNever miss a chargeback, even during Q4 spikes
Trusted Partner Brands
+ 500+ high-volume merchants
Frequently Asked Questions
Get answers to common questions about the audit process
Don't Wait for the Q4 Spike to Discover the Gaps
Most merchants who wait until Q1 discover the problems too late. Get your free audit now and protect your account before the holiday surge.