Disputely
Disputely vs Chargeflow

Chargeflow charges you after the chargeback. Disputely stops it in the banking app.

Chargeflow fights chargebacks after they land and takes 25% of what it wins back. Alerts are $29 each.

The life of a dispute

Where each tool shows up

A dispute can be stopped at three points. The earlier you catch it, the less it costs.

1

Before the dispute

Customer is looking at your charge

DisputelyResolve buttons in the banking app + Flows
Chargeflow—
2

When it’s filed

Alert lands

DisputelyAlerts → refund, hold, cancel, block, ticket
ChargeflowAlerts, auto-refund
3

After the chargeback

Money is gone

DisputelyRecover — 90% win rate
ChargeflowRepresentment, 25% fee
Why merchants switch

Disputely saves you more on chargebacks. Here’s how.

01

Stops disputes earlier

Disputely

Refund, reship, cancel and track buttons inside major banking apps, plus Flows linked from support and email. Most problems end here.

Chargeflow

Nothing in the banking app. Chargeflow starts once the chargeback has landed.

Chargeflow
YOUR STORE
$71.94
Dispute this charge

bank’s button, not yours

Disputely
YOUR STORE
$71.94
RefundReshipCancelTrack

runs through your store

02

Connects deeper

Disputely

One alert can refund, hold the shipment, cancel the order, cancel the subscription, block the card and open a ticket — routed by your rules.

Chargeflow

Refunds the alert and cancels the subscription. The order still ships and nothing else in your stack hears about it.

Chargeflow

Ethoca alert
RefundCancel subscriptionstops here

Disputely

Ethoca alert
RefundHold shipmentCancel orderCancel subscriptionBlock cardOpen ticketyour rules decide which
03

Wins what gets through

Disputely

90% win rate. 20% only when we win, $0 on a loss.

Chargeflow

25% of every recovery, uncapped. No published win rate.

Chargeflow

25%

fee on every win

Disputely

90%

win rate · $0 on a loss

Feature by feature

Disputely vs Chargeflow, In Full

From Chargeflow's public pages, November 1, 2026.

DisputelyChargeflow
Before the dispute
Refund / reship / cancel buttons inside the banking app
Digital receipt in the banking app
Reaches the cardholder at the bank call center
Resolution flows for support, email and descriptor pages
When the dispute is filed
Ethoca, Verifi CDRN and Visa RDR alerts
Refunds routed by your rules
Hold or cancel the order on an alert
Cancel the subscription on an alert
Block the card after confirmed fraud
After the chargeback
Automated representment
Published win rate
90%
Your stack
Trigger → action automations

App integrations, not a trigger → action builder.

Gorgias / Zendesk / Kustomer / Commslayer tickets
Klaviyo, Slack, email, webhooks

Integrations listed; no event-level automation.

Subscription platforms
Recharge, Skio, Loop, Seal, Stay AI, Appstle, Kaching, Checkout Champ, Sticky.io, Apptics
Terms
Alert pricing
$16 RDR · $25 CDRN · $25 Ethoca
$29 per alert
No monthly or setup fee
No contract
The part Chargeflow doesn't have

Buttons in the banking app, not a receipt.

The customer opens your charge in their banking app, taps Refund, Reship, Cancel or Track, and it runs through your store. Nothing gets filed.

See Resolve
  • ResolveRefund · Reship · Cancel · Track · Contact, inside the banking app
  • Alerts$16 RDR · $25 CDRN · $25 Ethoca, refunded by your rules
  • Recover90% win rate, 20% only on wins
  • FlowsResolution pages for support, email and descriptor lookups
  • AutomationsHold shipment · cancel sub · block card · ticket · Slack
Leaving Chargeflow

How switching works

Three steps. Keep Chargeflow running until you're sure.

Step 01

Connect your stack

Create a Disputely account and connect your processor and store. About five minutes, no developer.

Step 02

Run it next to Chargeflow

We enroll your descriptors with Ethoca, Verifi and Visa RDR. Alerts land at Disputely while your current setup keeps running, so nothing slips through.

Step 03

Switch Chargeflow off

Once alerts are flowing and Resolve is live in the banking app, cancel Chargeflow. Nothing to migrate.

FAQs

Curated Questions

Still have Questions?

Contact Support

Sources & disclosure

Competitor information was read from public pricing and product pages on November 1, 2026 and may have changed since. Chargeflow is a trademark of its respective owner; Disputely is not affiliated with or endorsed by Chargeflow. Found an error? Email support@disputely.com and we will correct it.

More comparisons: Disputely vs Disputifier · Disputely vs Chargeblast · Disputely vs Chargebacks911 · Disputely vs Kount

Join 5,000+ protected businesses

Switch From Chargeflow Without A Gap

Connect your processor, keep your current provider running, and watch disputes drop before you cancel anything. No contract, no monthly fee.