Your Processing Is At Risk

Chargeback Rate
Above 0.65%?

Visa's new VAMP program is already active. Merchants above 0.65% face $25,000/month in fines and risk losing their merchant account entirely. We bring you under threshold in 30 days.

VAMP Cost Calculator

What Your Chargeback Rate Is Actually Costing

Drag the sliders to see your estimated VAMP fines and total chargeback losses.

20,000
1,000200,000
1.20%
0.10%
0.50% VAMP0.65% Excessive
3.00%

VAMP Status

Mastercard ECP, Monitoring

Monthly chargebacks

240

Estimated VAMP Fines

$27K

per month

Annual fines at this rate

$329K

Total Annual Cost of Chargebacks

$545K

$216K in lost revenue + $329K in VAMP fines

The Transformation

From Flagged To
Compliant In 90 Days

Before Disputely
2.1%
Excessive - VAMP Flagged
Monthly disputes420
False positive rate-35%
Avg alert cost$28/alert
Alert coverage62%
After 90 Days
0.31%
Compliant - 79% below threshold
Monthly disputes62
False positive rate-11%
Avg alert cost$15/alert
Alert coverage97%
99%

Chargeback Reduction

$50M

Monthly Revenue Protected

5min

Total Setup Time

Verifi
Ethoca
Bimi
More Than Scaling
Brandwise

Partnered Together With

Know Your Thresholds

Where Do You Stand?

Visa and Mastercard both enforce chargeback thresholds. Cross them and the penalties escalate fast.

Visa VAMP Dispute Ratio

Standard Threshold

0.50%

Visa VAMP Excessive

Fines Begin

0.65%

Mastercard ECP

Monitoring Program

1.0%

Mastercard ECM

Excessive, Risk of Termination

1.5%
A
“Great team! They helped me figure out how to get some of my funds released from my current merchant account and reduced my chargeback rate by more than 90%. 10++ Would recommend!”

Alex T.

Nutraceuticals

Your Path To Compliance

Under Threshold In 30 Days

Most merchants see results within the first week. By day 30 you're under threshold and the fines stop.

Day
1

Connect your processor

Link your payment processor in under 5 minutes. We immediately start monitoring and intercepting disputes.

Day
7

First alerts resolved

Disputes intercepted and resolved before they become chargebacks. Your ratio starts trending down.

Day
30

Under threshold

Most merchants drop below 0.65% within the first month. Fines stop. Your processor sees the improvement.

Day
90

Fully compliant

Consistent sub-0.3% ratio. Out of monitoring programs entirely. Processing secure long-term.

Verifi
Ethoca
Bimi
More Than Scaling
Brandwise

Partnered Together With

Don't Wait For Termination

Every day above threshold is another day of fines and risk. Connect your processor now and start bringing your ratio down today.

Fix My Chargeback Rate